World’s largest payment network tests stablecoin payouts to users

In September, Visa (NYSE: V) unveiled its stablecoin pre-funding aviator astatine SIBOS 2025, introducing a faster and much flexible exemplary for cross-border payments for businesses done Visa Direct.

Months later, astatine Web Summit successful Lisbon, Visa conscionable took different measurement successful its broader propulsion to merge blockchain exertion with its planetary payments network.

On Nov. 12, 2025, Visa unveiled a caller Visa Direct aviator designed to present near-instant payouts successful USD-backed stablecoins specified arsenic USD Coin (USDC).

Stablecoins are integer assets pegged to unchangeable reserves, specified arsenic the US dollar, to minimize terms volatility.

Unlike cryptocurrencies similar Bitcoin (BTC) that fluctuate widely, stablecoins support a 1:1 worth ratio with their underlying asset, making them perfect for payments, remittances, and trading. Common types see fiat-backed (e.g., USD Coin (USDC), Tether (USDT)) and crypto- oregon algorithmic-backed stablecoins.

The Visa Direct aviator allows businesses to money Visa Direct payouts successful fiat currency portion recipients, including creators, gig workers, and freelancers, tin opt to person their net straight into stablecoin wallets.

The wider rollout for the program is expected to beryllium successful 2026.

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This process cuts colony times from days to minutes, offering caller flexibility for cross-border payments and entree to funds.

“Launching stablecoin payouts is astir enabling genuinely cosmopolitan entree to wealth successful minutes, not days. for anyone, anyplace successful the world,” said Chris Newkirk, Visa’s president of commercialized and wealth question solutions.

Visa Stablecoin payout highlights:

• Speed: Near-instant colony for planetary payouts successful USDC.

• Accessibility: Ideal for underbanked markets wherever USD accounts are scarce.

• Transparency: All transactions are recorded connected the blockchain for compliance and auditability.

• Expansion: Select partners onboarded now, with wider rollout expected successful 2026.

Visa confirmed that backing for the aviator volition stay successful fiat currency, maintaining existing compliance and treasury frameworks. The stablecoin conversion happens lone astatine the constituent of payout.

As regulatory clarity for stablecoins improves globally, Visa’s determination positions it astatine the forefront of blockchain-powered payments — bridging accepted concern and Web3 economies.

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Visa has steadily positioned itself arsenic a span betwixt accepted concern and integer assets.