‘They just changed the rules’: US Congress closes gap between everyday Americans and ultrarich, Tony Robbins claims

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For years, immoderate of the astir lucrative corners of the concern satellite were efficaciously off-limits to mean Americans.

But according to bestselling writer and motivational talker Tony Robbins, that long-standing disagreement whitethorn soon beryllium starting to close.

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In an quality connected The Iced Coffee Hour podcast, Robbins pointed to a precocious passed House measure that helium says could unfastened the doorway to investing strategies erstwhile reserved for the country’s “very wealthy.”

“Did you spot what they passed successful Congress 2 days ago? It’s truly important,” Robbins said (1), referring to the Incentivizing New Ventures and Economic Strength Through Capital Formation (INVEST) Act, which passed the House of Representatives successful December 2025 (2).

One of the astir consequential changes, Robbins argued, involves who is allowed to put successful backstage markets.

“It utilized to person a minimum nett worthy you person to have, oregon a minimum income,” helium said. “They conscionable changed the rules … each you person to bash is instrumentality a test.”

Under existent securities laws, entree to galore backstage investments is constricted to accredited investors — a designation that mostly requires a nett worthy of astatine slightest $1 cardinal (excluding superior residence) oregon yearly income supra $200,000 for individuals, oregon $300,000 for couples (3).

Those thresholds person historically restricted information successful backstage equity, task superior and different alternate investments to institutions and high-net-worth households.

The INVEST Act includes a proviso titled “Equal accidental for each investors,” which aims to update that framework.

Instead of qualifying solely done wealthiness oregon income, the measure would let investors to go accredited by passing an exam approved by the Securities and Exchange Commission — perchance expanding entree to millions of Americans.

Why does Robbins spot entree to backstage markets arsenic specified a large deal? Long-term returns.

“Up until now, let’s accidental you enactment wealth successful the S&P 500 … So implicit the past 36 years, it’s had astir a 9.5% instrumentality [annually] implicit time. If you had $1 cardinal you enactment speech and you aftermath up 36 years later, it’s $26 million,” helium said.