Retirees Are Loading up on These 3 Defensive Dividend Giants

4 days ago 4

David Beren

Wed, November 12, 2025 astatine 8:00 AM CST 5 min read

At the precise apical of immoderate retiree’s antiaircraft dividend database should beryllium the Vanguard Total International Stock ETF, acknowledgment to its beardown returns and accordant payouts.
The Vanguard Total Bond Market ETF adds different furniture of protection, particularly successful the lawsuit of an AI bubble that brings the marketplace down.
The SPDR Dow Jones REIT ETF (ticker: RWR) tin assistance retirees diversify their portfolios and supply income, though it remains taxable to existent property marketplace risks and does not warrant downside protection.
Some investors get affluent portion others conflict due to the fact that they ne'er learned determination are 2 wholly antithetic strategies to gathering wealth. Don’t marque the aforesaid mistake, learn astir some here.

For immoderate retiree tense astir the existent authorities of the market, not lone bash they person a bully crushed to beryllium skeptical astir short-term growth, but they besides person each crushed to privation to support their downside. This is wherefore dividend ETFs are truthful fashionable with retirees.

When you're successful oregon adjacent conscionable approaching status age, income and stableness thin to substance much than chasing the adjacent large maturation story. That's wherefore galore retirees are keeping their investments distant from volatile tech stocks and moving into antiaircraft dividend ETFs that connection dependable payouts and little risk.

Rest assured that these funds aren't built for thrill-seekers looking to day-trade; instead, they are perfect for retirees who privation to absorption connected preserving their superior portion earning a dependable income, truthful they tin slumber amended astatine night.

The Vanguard Total International Stock ETF (NASDAQ:VXUS) offers vulnerability to much than 8,700 companies close now, with a median marketplace headdress of $45 billion. On the maturation side, retirees should person plentifulness of comfortableness knowing this ETF isn't a risky stake arsenic it's up 29.09% YTD and 21.19% implicit the past 3 years.

However, wherever things get truly absorbing for Vanguard Total International Stock ETF shareholders is with its 2.75% dividend yield. This amounts to an approximate $2.04 yearly dividend payout, with the past payout connected September 19, 2025, earning shareholders astir 35 cents per share.

Of course, you tin look backmost astatine December 2024 and spot that dividend net were conscionable implicit $1.00 per share, truthful the earning imaginable with this antiaircraft dividend ETF is some dependable and offers country for growth. Quarterly payouts aren't for everyone, arsenic immoderate retirees mightiness similar monthly, but if this isn't thing that's going to interest a retiree, the Vanguard Total International Stock ETF is perfect to hedge against home marketplace concentration, each portion adding overseas currency travel from regions wherever output is often higher than successful the U.S.