QQQ vs. SPY vs. DIA: Which ETF Is the Ultimate Winner?

1 day ago 2

Omor Ibne Ehsan

Fri, November 14, 2025 astatine 7:57 AM CST 5 min read

Businessman pointing astatine ETF (Exchange Traded Funds). Investment Opportunities successful Mutual Funds and ETFs, Growing Wealth successful the Financial Market.

Invesco QQQ Trust (QQQ) holds 29.22% of its assets successful conscionable 4 companies led by Nvidia astatine 9.89%.
QQQ charges a 0.20% disbursal ratio and focuses heavy connected tech exposure.
SPDR Dow Jones Industrial Average ETF (DIA) holds 30 blue-chip stocks with Goldman Sachs arsenic its largest presumption astatine 10.4%.
If you’re reasoning astir retiring oregon cognize idiosyncratic who is, determination are 3 speedy questions causing galore Americans to recognize they tin discontinue earlier than expected. instrumentality 5 minutes to learn much here

The Invesco QQQ Trust (NASDAQ:QQQ), SPDR S&P 500 ETF (NYSEARCA:SPY) and the SPDR Dow Jones Industrial Average ETF Trust (NYSEARCA:DIA) are among the market's biggest ETFs, each tracking a antithetic theme. Most investors clasp a blend of these ETFs successful their portfolios successful antithetic proportions.

There are besides investors who prime 1 of those 3 arsenic their halfway holding, past prime outer holdings to complement that halfway ETF.

Whichever benignant of capitalist you whitethorn be, it's a bully thought to instrumentality a person look astatine each 3 of these ETFs and find which 1 is worthy having much vulnerability to. It is besides important to beryllium alert that the marketplace is perpetually evolving. Making concern decisions by looking astatine which ETFs person done good successful the caller past tin pb to pitfalls.

The QQQ has been the biggest gainer among the 3 successful caller history, acknowledgment to tech companies spearheading the U.S. economy. The Nasdaq-100 is packed with the tech companies that person been doubling each 2 to 3 years.

The ETF tracks the show of the Nasdaq-100 Index and gives you vulnerability to each of the largest non-financial companies listed connected the Nasdaq as-is. The passive quality allows QQQ to person an disbursal ratio of conscionable 0.20%, oregon $20 per $10,000. This is 1 of the cheapest ways to get vulnerability to tech companies and outperform the market, assuming tech dominance continues.

Unfortunately, there's nary warrant this volition beryllium the case. The apical holdings of the QQQ are Nvidia (NASDAQ:NVDA) astatine 9.89%, Microsoft (NASDAQ:MSFT) astatine 7.96%, Broadcom (NASDAQ:AVGO) astatine 5.77% and Amazon (NASDAQ:AMZN) astatine 5.6%. These 4 companies unsocial represent 29.22% of the full ETF. AI vulnerability tin enactment retired if the rally continues indefinitely, but with immoderate hyperscalers burning done their currency reserves and depreciation catching up, the communicative that AI volition rally enduringly is successful limbo. QQQ is apt to importantly underperform if the marketplace starts correcting.

Nonetheless, if you're young and looking to clasp for decades and thrust retired the storm, QQQ is worthy having arsenic your biggest holding. Tech is improbable to halt being the maturation motor of the U.S. economy.