Nu Price Prediction: The Stock Set for 40% Surge

Our 24/7 Wall St. terms people for Nu Holdings (NYSE:NU) is $17.97, pointing to 40.2% upside from the existent $12.82 stock price. We complaint the Latin American neobank a bargain with a 90% assurance level. NU has pulled backmost sharply from its February peak, and our proprietary exemplary reads that dislocation arsenic an introduction constituent connected an intact thesis.

24/7 Wall St. Price Target Summary

A Brutal Spring Sets Up Today's Earnings Report

NU shares are down 11.46% implicit the past week, 14.25% implicit the past month, and 23.42% twelvemonth to date, sliding from a February precocious adjacent $18.98 toward the 52-week debased of $11.71. The selloff tracks Brazil's economical slowdown, precocious involvement rates, and rising indebtedness nonaccomplishment provisions alternatively than immoderate alteration successful the underlying franchise.

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Fundamentals archer a antithetic story. Nu closed 2025 with a grounds Q4 nett income of $895 million, full-year nett income of $2.87 cardinal (+45.61% YoY), FY2025 gross of $15.77 cardinal (+42.06% YoY), and instrumentality connected equity of 33%. The lawsuit basal reached 131 cardinal crossed Latin America. Q1 2026 results are owed aft the adjacent connected May 14, 2026, making this the astir important catalyst of the quarter.

Why Bulls See a Breakout to $20+

Bulls person the much absorbing story. The OCC granted conditional support successful January 2026 for a Nubank N.A. U.S. nationalist bank, opening deposits, lending, and digital-asset custody successful the largest banking market. The Amazon Brazil concern announced successful precocious November 2025 widens organisation materially.

Loans to customers astir doubled to $10.92 billion, deposits jumped to $41.9 billion, and secured lending grew to $2.7 cardinal from $1.4 billion. Susquehanna, JPMorgan, and KeyBanc person each raised terms targets. The Street statement sits astatine $19.87 with 19 bargain ratings against 2 holds and zero sells. Our bull-case script points to $20.60 successful a year.