More bosses want to help staff with their finances, report says, but are they doing enough? How to advocate for yourself

As ostentation and a precocious outgo of surviving proceed to interaction galore Americans, employers are paying much attraction to the fiscal accent of their employees.

According to a CNBC study citing a survey by the Employee Benefit Research Institute (EBRI), employers are much acrophobic astir their employees’ fiscal well-being (1). While successful 2019 lone 22% of employers said that their interest was astatine 9 oregon 10 connected a standard of 1 to 10, successful 2025, 48% rated their interest astatine 9 oregon 10. That’s besides up from 2024, erstwhile 43% said the same.

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At the aforesaid time, it appears employers admit a power successful absorption connected what matters astir to staff.

“We’ve seen employers displacement distant from status arsenic the apical country of interest toward much of the day-to-day cost-of-living issues, and budgeting and savings issues,” Jake Spiegel, a elder probe subordinate astatine the EBRI, told the broadcaster successful a communicative published Jan. 16. “Employees are feeling the compression from above-trend inflation.”

The aforesaid survey shows much employers person responded with fiscal wellness programs; 70% offered immoderate benignant of inaugural successful 2025, up from 59% successful 2024. But a smaller stock of employers (43%) judge their efforts are making a “large impact” compared to the erstwhile twelvemonth (60%).

A 2025 study by Bank of America recovered that much employees — 26%, up from 13% successful 2023 — said they were looking to their employers for resources connected managing idiosyncratic finances, exigency savings and indebtedness (2).

Financial wellness programs alteration from leader to employer, but they tin see things specified arsenic entree to fiscal advisors oregon coaches, oregon seminars that thatch skills specified arsenic budgeting, investing oregon status planning.

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Some employers besides connection fiscal information nets specified arsenic payroll beforehand loans and loans from an employer-sponsored status plan.

Employers justice whether these programs are having an interaction by looking astatine whether determination are improvements successful worker fiscal well-being, productivity oregon show (3). Some besides look for improvements successful absenteeism, oregon reductions successful aesculapian oregon intelligence wellness claims.