Mastercard Q1 2026 earnings beat estimates, April slowdown

Adjusted diluted EPS came successful astatine $4.60, the institution said. Analysts had projected $4.41, according to Seeking Alpha. GAAP diluted EPS was $4.35, and nett income reached $3.9 billion.

Cross-border measurement grew 13% connected a section currency ground successful the quarter. Data covering transactions done aboriginal April pointed to slowing momentum successful cross-border volume, Seeking Alpha reported. Shares fell 1.4% earlier the marketplace opened Thursday.

Gross dollar measurement roseate 7% connected a section currency ground to $2.7 trillion, portion switched transactions accrued 9%. Value-added services and solutions gross grew 22%, oregon 18% connected a currency-neutral basis, driven by information solutions, integer and authentication solutions, concern and marketplace insights, and user acquisition and engagement services.

The results included a pre-tax restructuring complaint of $202 million, which the institution said was "primarily intended to alteration reinvestment to enactment the realization of our semipermanent maturation opportunities." Operating borderline was 58.4% connected a GAAP ground and 60.8% connected an adjusted basis.

Mastercard repurchased 7.8 cardinal shares for $4.0 cardinal during the 4th and paid $777 cardinal successful dividends. As of March 31, 2026, determination were 3.7 cardinal Mastercard and Maestro-branded cards outstanding.

CEO Michael Miebach pointed to the company's diversification and integer payments positioning. "Mastercard is diversified, future-ready, and delivering," Miebach said successful a statement. "Building connected our beardown foundation, we're advancing agentic commerce with Mastercard Agent Pay and expanding our stablecoin solutions done the planned acquisition of BVNK."