I Asked AI the Biggest Tax Filing Risks in 2026: Here’s What It Said

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Tax filers look large changes successful 2026 owed to the One Big Beautiful Bill Act (OBBBA), which was signed into instrumentality past year. This means you’ll request to wage cautious attraction to the caller rules to debar making mistakes that could outgo you a batch of money.

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GOBankingRates asked artificial quality (AI) to measure immoderate of the biggest taxation filing risks that are antithetic from erstwhile years. Here’s a look astatine what it said.

Also spot what the mediate people should cognize astir taxation changes successful 2026.

The OBBBA introduced respective caller deductions that are “primary targets for IRS scrutiny,” according to Google Gemini. These see the following.

Overtime and extremity deduction: The hazard is that you misclassify regular wage arsenic overtime wage oregon assertion the deduction successful ineligible industries.
Senior deductions for taxpayers 65 and older: Make definite you suffice for the deduction earlier taking it, oregon you could look penalties.
Auto indebtedness involvement deduction: The main hazard is that you assertion the deduction for utilized cars oregon vehicles that don’t conscionable the “American-made” assembly requirements.

Find Out: 8 Ways Trump’s ‘One Big Beautiful Bill’ Could Offer Tax Relief

The State and Local Tax (SALT) deduction headdress roseate from $10,000 to $40,000. As Gemini noted, galore who antecedently took the modular deduction mightiness present effort to itemize, but failing to supply receipts for these larger claims is simply a “high-risk” area.

The IRS’ caller AI-driven audit strategy volition pb to “high-precision automated flagging” alternatively than accepted random audits, according to Gemini. Any discrepancy betwixt what a broker reports and what you record volition “likely” trigger an automated audit notice.

In addition, precocious analytics tin fto the IRS cross-reference nationalist information (like existent property records) to emblem taxpayers whose reported income seems “statistically impossible” compared with their assets, per Gemini.

There’s besides a caller cryptocurrency reporting signifier (1099-DA) that reports integer plus income and proceeds from exchanges.

The hazard present is that exchanges study lone gross proceeds alternatively than outgo basis, according to ChatGPT. If you don’t way the acquisition terms yourself, the IRS mightiness presume the full merchantability magnitude is profit, which could trigger an audit that didn’t beryllium a fewer years ago.

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