FOA Q1 2026 Earnings Call Transcript

Motley Fool Transcribing, The Motley Fool

Wed, May 6, 2026 astatine 10:41 AM CDT 17 min read

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Date

May 5, 2026, 5 p.m. ET

Call participants

• Chief Executive Officer — Graham Fleming

• President — Kristen Sieffert

• Chief Financial Officer — Matthew Engel

• Director of Investor Relations — Michael Fant

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Full Conference Call Transcript

Michael Fant: Thank you, and bully afternoon, everyone, and invited to Finance of America's First Quarter 2026 Earnings Call. With maine contiguous are Graham Fleming, Chief Executive Officer; Kristen Sieffert, President; and Matt Engel, Chief Financial Officer. As a reminder, this telephone is being recorded, and you tin find the net merchandise and related presumption connected our Investor Relations website astatine ir.financefamericacompanies.com (sic) [ [email protected] ]. Also, I would similar to punctual everyone that comments connected this league telephone whitethorn beryllium forward-looking statements wrong the meaning of the Private Securities Litigation Reform Act of 1995 regarding the company's expected operating and fiscal show for aboriginal periods.

These statements are based connected the company's existent expectations and are taxable to the harmless harbor connection for forward-looking statements that you volition find successful today's net release. Actual results for aboriginal periods whitethorn disagree materially from those expressed oregon implied by these forward-looking statements owed to a fig of risks oregon different factors, including those that are described successful the Risk Factors conception of Finance of America's yearly study connected Form 10-K for the twelvemonth ended December 31, 2025, filed with the SEC connected March 13, 2026. Such hazard factors whitethorn beryllium amended and updated successful our consequent filings with the SEC. We are not undertaking immoderate committedness to update these statements if conditions change.

Please note, today, we volition beryllium discussing interim play financials for our continuing operations, which are unaudited. In addition, we volition notation to definite non-GAAP fiscal measures connected this call. You tin find reconciliations of non-GAAP to GAAP fiscal measures to the grade disposable without unreasonable efforts successful our net property merchandise and presumption connected the Investor Relations leafage of our website. Now I volition crook the telephone implicit to our Chief Executive Officer, Graham Fleming. Graham?

Graham Fleming: Thank you, Michael, and bully afternoon, everyone. The archetypal 4th of 2026 was an outstanding quarter, with operational momentum successful originations driving an acceleration of volumes, fantabulous profitability successful our Portfolio Management segment, and dependable betterment successful our fiscal results, liquidity, and superior position. On our telephone today, I volition instrumentality you done the highlights, past walk a infinitesimal commenting connected the marketplace accidental successful reverse mortgages, which we judge is significant; Kristen volition dive into our originations performance; Matt volition remark connected the financials; and past we volition instrumentality your questions.