Ex-Stepdad Gets $135K 401(k) But Pushes For 27-Year-Old's $419K Inheritance Too — Dave Ramsey Says, 'You Do Not Owe This Guy A Dime'

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A household necktie from the past resurfaced with a request that had nary wide spot successful the present.

Karen, 27, called "The Ramsey Show" from Huntsville, Alabama, aft inheriting $419,000 from a pistillate who became an important portion of her life. She said the concern turned into a motivation question aft a antheral tied to her past insisted helium deserved a share.

"My stepmom passed away… I was her beingness security beneficiary," Karen said. She said her stepmother told her earlier her decease that she would person the money.

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Karen's stepmother was ne'er legally tied to her family, but became a dependable portion of her life, particularly during assemblage erstwhile they lived unneurotic and grew close.

The antheral present pushing for much wealth was erstwhile joined to Karen's parent for a abbreviated clip and has a agelong past with the pistillate who died, spanning much than 2 decades. Even so, they had been isolated since astir 2012 oregon 2013.

"The woman that died near beingness security to the idiosyncratic she wanted it to spell to," idiosyncratic concern expert Dave Ramsey said. "End of story."

"They've been isolated 15 years, springiness oregon take," helium said, questioning however immoderate assertion could inactive stand. Ramsey pressed Karen to abstracted the affectional disorder of the household dynamic from the existent determination that was made earlier the woman's death.

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In the past 5 years of her life, the pistillate allowed the man, Karen's erstwhile stepfather, to determination backmost successful arsenic his wellness declined, taking attraction of astir everything from meals and bills to doctor's appointments.

Karen received $419,000 done beingness insurance, portion helium was named beneficiary of a 401(k) worthy astir $135,000.

Co-host John Delony said the divided spoke for itself. "She picked immoderate wealth for him too," helium said.

Karen said the unit was hard to woody with, adjacent though she and her hubby lived separately from the situation.

"You bash not beryllium this feline a dime. Not morally, ethically," Ramsey said. "As a substance of fact, rather the contrary. It would beryllium immoral and unethical to springiness him immoderate of it due to the fact that the woman that died near it to you intentionally."

Ramsey's proposal successful this concern is wide — the wealth went precisely wherever it was meant to go. But cases similar this besides rise a bigger question: what should you bash erstwhile you travel into a large, unexpected sum?