Byline (BY) Q1 2026 Earnings Call Transcript

Motley Fool Transcribing, The Motley Fool

Fri, April 24, 2026 astatine 10:18 AM CDT 25 min read

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April 24, 2026 astatine 10 a.m. ET

• Chairman and Chief Executive Officer — Roberto R. Herencia

• President — Alberto J. Paracchini

• Chief Financial Officer — Thomas J. Bell

• Chief Credit Officer — Mark Fucinato

• Head of Investor Relations — Brooks Rennie

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Brooks Rennie: Good morning, everyone, and convey you for joining america contiguous for the Byline Bancorp, Inc. archetypal 4th 2026 net call. In accordance with Regulation FD, this telephone is being recorded and is disposable via webcast connected our Investor Relations website on with our net merchandise and the corresponding presumption slides. As portion of today's call, absorption whitethorn marque definite statements that represent projections, beliefs, oregon different forward-looking statements regarding aboriginal events and the aboriginal fiscal show of the company. We caution that specified statements are taxable to definite risks, uncertainties, and different factors that could origin existent results to disagree materially from those discussed. The company's hazard factors are disclosed and discussed successful its SEC filings.

In addition, our remarks and slides whitethorn notation and incorporate definite non-GAAP fiscal measures, which are intended to supplement but not substitute for the astir straight comparable GAAP measures. Reconciliations of each non-GAAP fiscal measurement to the comparable GAAP fiscal measurement tin beryllium recovered wrong the appendix of the net release. For further accusation astir risks and uncertainties, delight spot the forward-looking connection and non-GAAP fiscal measurement disclosures successful the net release. As a reminder for investors, during the quarter, we program to enactment successful 2 upcoming conferences present successful Chicago: the Stephens Chicago Bank Tour connected May 14, and the Raymond James Chicago Bank Symposium connected May 28.

With that, I volition present crook the telephone implicit to Alberto Paracchini, President of Byline Bancorp, Inc.

Alberto Paracchini: Great. Thank you, Brooks. Good morning, and invited to Byline Bancorp, Inc. archetypal 4th net call. We admit each of you taking the clip to articulation the telephone this morning. With maine contiguous are Chairman and CEO, Roberto Herencia; our CFO, Thomas J. Bell; and our Chief Credit Officer, Mark Fucinato. Before we get started, I would similar to walk the telephone implicit to Roberto for his comments. Roberto?

Roberto Herencia: Thank you, Alberto, and bully greeting to all. As Alberto said, we bash admit you joining america contiguous and taking the clip to prosecute with Byline Bancorp, Inc. Markets successful wide proceed to connection plentifulness of distractions and, astatine times, entertainment: shifting involvement complaint expectations, inconsistent economical signals, argumentation uncertainty, and heightened geopolitical tensions, with the Iran warfare astatine the halfway of it and its broader implications. These adhd different furniture of complexity for businesses and investors alike. We person learned implicit clip that durable results bash not travel from reacting to each headline. They travel from being anchored to purpose, disciplined execution, and semipermanent thinking.