Battle of the Broad Market ETFs: Vanguard's VTI vs. Schwab's SCHB

Robert Izquierdo, The Motley Fool

Mon, May 11, 2026 astatine 10:19 AM CDT 4 min read

The Vanguard Total Stock Market ETF (NYSEMKT:VTI) and Schwab U.S. Broad Market ETF (NYSEMKT:SCHB) supply astir identical vulnerability to the home banal marketplace astatine the aforesaid rock-bottom terms point.

Investors often presumption these 2 funds arsenic interchangeable gathering blocks for a halfway portfolio. Both question to seizure the full spectrum of the American equity market, ranging from monolithic tech giants to smaller enterprises, though they travel antithetic underlying indexes to execute that goal.

Snapshot (cost & size)

Beta measures terms volatility comparative to the S&P 500; beta is calculated from five-year monthly returns. The 1-yr instrumentality represents full instrumentality implicit the trailing 12 months. Dividend output is the trailing-12-month organisation yield.

Cost is simply a lavation successful this matchup, arsenic some funds complaint conscionable 0.03% annually. This precocious level of affordability means astir each of the marketplace show flows straight to the investor. Yields are besides presently identical astatine 1.00%.

Performance & hazard examination

What's wrong

The Schwab U.S. Broad Market ETF focuses connected the 2,500 largest publically traded companies successful the United States. Its portfolio includes 2,406 holdings, with its largest positions including Nvidia (NASDAQ:NVDA) astatine 6.94%, Apple (NASDAQ:AAPL) astatine 5.85%, and Microsoft (NASDAQ:MSFT) astatine 4.42%. The Schwab fund, launched successful 2009, has a trailing-12-month dividend of $0.30 per stock and is weighted 31% toward the exertion sector.

In comparison, the Vanguard Total Stock Market ETF casts a somewhat wider nett with 3,598 holdings. Its apical holdings see Nvidia astatine 6.36%, Apple astatine 5.89%, and Microsoft astatine 4.34%. Launched successful 2001, the Vanguard money paid $3.77 per stock implicit the trailing 12 months. Despite the larger fig of holdings, the 2 funds stock precise akin assemblage weightings, with the Vanguard money allocating 32% of its portfolio to technology.

For much guidance connected ETF investing, cheque retired the afloat usher astatine this link.