AIG Q4 2025 Earnings Call Transcript

Motley Fool Transcribing, The Motley Fool

Wed, February 11, 2026 astatine 9:24 AM CST 49 min read

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Wednesday, Feb. 11, 2026 astatine 8:30 a.m. ET

• Chairman & Chief Executive Officer — Peter Zaffino

• Chief Financial Officer — Keith Walsh

• Chief Executive Officer, International — Jon Hancock

• Chief Transformation Officer — Quentin McMillan

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Peter Zaffino: These statements are not guarantees of aboriginal show oregon events and are based connected management's existent expectations. American International Group, Inc.'s filings with the SEC supply details connected important factors that could origin existent results oregon events to disagree materially. Except arsenic required by applicable securities laws, American International Group, Inc. is nether nary work to update immoderate forward-looking statements if circumstances oregon management's estimates oregon opinions should change. Today's remarks whitethorn besides notation to non-GAAP fiscal measures. The reconciliation of specified measures to the astir comparable GAAP figures is included successful our net merchandise fiscal supplement, and net presentation, each of which are disposable connected our website astatine aig.com.

Following the deconsolidation of Corbridge Financial connected June 9, 2024, humanities results of Corbridge for each periods presented are reflected successful American International Group, Inc.'s consolidated fiscal statements arsenic discontinued operations successful accordance with U.S. GAAP. Finally, today's remarks related to nett premiums written are presented connected a comparable basis, which reflects year-over-year examination connected a changeless dollar ground and adjusted for the merchantability of Global Personal Travel and Assistance Business arsenic applicable. We judge this presumption provides the astir utile presumption of our results and the go-forward concern successful airy of the important changes to the portfolio since 2023. Please notation to Page 29 of the net presumption for reconciliations of specified metrics reported connected a comparable basis.

With that, I'd present similar to crook the telephone implicit to our Chairman and CEO, Peter Zaffino. Good morning, everyone. Thank you for joining america to sermon our 4th fourth and 2025 full-year fiscal performance. I volition statesman with prepared remarks aft which Keith volition supply a elaborate overview of our fiscal performance. Jon Hancock volition past articulation america for the Q&A session. On our telephone today, I volition concisely stock cardinal highlights from our fantabulous 4th fourth performance, reappraisal our outstanding full-year fiscal performance, supply little commentary connected American International Group, Inc.'s January 1 reinsurance renewals, sermon our 4th fourth strategical transactions, and item our advancement connected our GenAI and information and integer strategies.