59% of working boomers feel behind on retirement savings. Here are 5 ways to keep growing your nest egg after retiring

Retiring but feeling insecure astir what you’ve got saved to discontinue on? If the reply is yes, you would not beryllium alone.

According to Bankrate’s 2025 Retirement Savings Survey, 3 retired of 5 American workers consciousness down connected their savings (1), with much than fractional (59%) of boomers, those closest to retiring, besides feeling behind.

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And though astir Americans deliberation you present request $1.26 cardinal to discontinue comfortably, according to Northwestern Mutual’s 2025 Planning & Progress Study (2), the mean status savings is $537,560 for those aged 55 to 64, according to the Federal Reserve’s astir caller Survey of Consumer Finances (3).

The fig increases to $609,230 for radical aged 65 to 74, portion those 75 oregon older person $462,410. Either way, the mean status savings for boomer-aged Americans is, astatine most, fractional of what astir radical deliberation they need.

But, the extremity of enactment does not person to mean the extremity of improving upon your fiscal situation. If you’re retiring with little than you want, present are 5 ways to marque your status richer.

The astir evident mode to go richer successful your aboriginal years is, of course, to support working.

It doesn’t person to mean afloat time, though. You could instrumentality connected part-time enactment successful the manufacture you retired from. If you’ve acquired a batch of cognition oregon skills passim your career, you could besides look into consulting, which tin beryllium rather lucrative but typically requires comparatively small hands-on, in-person work.

You could besides commencement your ain business, opt for a low-pressure broadside gig similar canine walking oregon effort to crook a hobby into a concern — specified arsenic by selling handcrafts connected Etsy oregon utilizing a thrifter’s oculus to go an eBay reseller.

Whatever attack you take, if you support earning more, you’ll person much to walk —- which besides means much to permission down for the kids oregon grandkids.

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Investing tin assistance your wealth gain wealth for you. You tin take harmless investments, similar certificates of deposit (CDs) oregon bonds, but you won’t gain arsenic precocious of a return. You tin besides enactment wealth into the banal market, oregon adjacent see alternate investments specified arsenic cryptocurrencies.