10 largest mortgage lenders in the U.S.

2 days ago 2

Jeff Ostrowski

Tue, May 5, 2026 astatine 11:14 AM CDT 4 min read

Rocket Mortgage claimed the apical spot successful owe origination measurement successful 2025, beating retired erstwhile person United Wholesale Mortgage, according to Home Mortgage Disclosure Act data.

While astir 5,000 lenders originated mortgages successful 2025, astir of the enactment is concentrated astatine the top: The 10 largest owe lenders accounted for much than 23% of each U.S. location loans originated and implicit 25% of the dollar measurement of loans originated for the year.

10 largest owe lenders by indebtedness origination measurement

Below are the apical 10 lenders by 2025 origination volume. This database is based connected a Bankrate investigation of Home Mortgage Disclosure Act data, with assistance from LendingPatterns, a owe information firm.

Rocket Mortgage
United Wholesale Mortgage
CrossCountry Mortgage
Pennymac
Chase
LoanDepot
Bank of America
Guild Mortgage
Veterans United Home Loans
Navy Federal Credit Union

Rocket Mortgage

Rating: 4.6 stars retired of 5

4.6

Learn much in our Bankrate review

Latest owe volume
- 2025 origination volume: 429,332 loans
- 2025 dollar volume: $116.2 billion
What to know
- 4.7 retired of 5 stars from Bankrate users
- Highest lawsuit restitution standing for owe servicing and above-average standing for owe origination by J.D. Power successful 2025

United Wholesale Mortgage logo

United Wholesale Mortgage

Rating: 3.6 stars retired of 5

3.6

Learn much in our Bankrate review

Latest owe volume
- 2025 origination volume: 422,120 loans
- 2025 dollar volume: $164.3 billion
What to know
- 1.1 retired of 5 stars by Bankrate users
- Below-average standing for owe servicing by J.D. Power successful 2025

CrossCountry Mortgage logo

CrossCountry Mortgage

Rating: 3.8 stars retired of 5

3.8

Learn much in our Bankrate review

Latest owe volume
- 2025 origination volume: 125,099 loans
- 2025 dollar volume: $49.1 billion
What to know
- 2.2 retired of 5 stars from Bankrate users
- Above-average lawsuit restitution standing for owe servicing, but below-average standing for owe origination by J.D. Power successful 2025

pennymac logo

Pennymac

Rating: 4.8 stars retired of 5

4.8

Learn much in our Bankrate review

Latest owe volume
- 2025 origination volume: 100,816 loans
- 2025 dollar volume: $35.4 billion
What to know
- 2.8 retired of 5 stars from Bankrate users
- Above-average lawsuit restitution standing for owe servicing by J.D. Power successful 2025

Chase Bank logo

Chase

Rating: 5 stars retired of 5

Learn much in our Bankrate review

Latest owe volume
- 2025 origination volume: 94,243 loans
- 2025 dollar volume: $66.3 billion
What to know
- Above-average lawsuit restitution ratings for owe origination and servicing from J.D. Power successful 2025

LoanDepot

Rating: 4.3 stars retired of 5

4.3

Learn much in our Bankrate review

Latest owe volume
- 2025 origination volume: 91,730 loans
- 2025 dollar volume: $25.7 billion
What to know
- 4.0 retired of 5 stars from Bankrate users
- Below-average lawsuit restitution ratings for owe origination from J.D. Power successful 2025, but above-average ratings for owe servicing