This Fintech Stock Could Be 1 of the Best Companies to Own in 2026

• This concern has been increasing rapidly, with gross and customers up significantly.

• The existent valuation is beneath the S&P 500’s multiple.

• With net acceptable to soar, investors are looking astatine an charismatic opportunity.

• 10 stocks we similar amended than Nu Holdings ›

Investing astatine the crossroads of fiscal services and exertion presents breathtaking opportunities. Many businesses wrong this abstraction look to person a batch of potential. However, 1 fintech stock successful peculiar conscionable soared 62% successful 2025, and it's up 364% successful the past 3 years (as of Jan. 12).

Continue speechmaking to find retired what this institution is and wherefore it could beryllium 1 of the champion to ain successful 2026.

Because it has zero beingness successful the U.S., investors mightiness not beryllium acquainted with Nu Holdings (NYSE: NU). But I judge it could beryllium a apical concern accidental this year.

Its fiscal show has been noteworthy. Nu's gross accrued 42% twelvemonth implicit twelvemonth successful the 3rd 4th of 2025 (ended Sept. 30). Wall Street analysts judge the apical enactment volition turn 31% successful 2026. This would proceed an unthinkable tally of accelerated expansion.

One contributing origin is lawsuit growth. Nu ended the 3rd 4th with 127 cardinal customers. That's up from 70 cardinal 3 years before. The company's main marketplace is Brazil, wherever 60% of the big colonisation are Nu customers. Its offerings are besides disposable successful Mexico and Colombia, newer markets that are experiencing large occurrence truthful far.

There is semipermanent imaginable arsenic well. Latin America has a precocious colonisation of unbanked and underbanked citizens. With improving smartphone and net penetration, the ingredients are determination for Nu to support succeeding.

If a banal has climbed arsenic overmuch arsenic Nu has, investors mightiness interest that the valuation has gotten stretched. This isn't the lawsuit here. Nu trades astatine a forward price-to-earnings ratio of 21.8. I presumption this arsenic an charismatic introduction constituent for prospective investors. The S&P 500 trades astatine a much costly 22.4 multiple. This is simply a wide awesome that investors wouldn't beryllium overpaying for the stock.

Besides Nu's awesome gross growth, the bottommost enactment has besides surged, acknowledgment to the company's scalable concern model. Operating a full integer bank with nary carnal branches creates a favorable setup, arsenic a important operating outgo is avoided. Analysts expect net per stock to summation 42% betwixt 2025 and 2026.

A compelling starting valuation and nett gains tin make a winning operation for shareholders. However, it's not a foregone decision that Nu's banal terms volition beryllium higher astatine the extremity of this year. Market sentiment is ever changing, and determination is nary mode of knowing what it volition beryllium successful December. The champion investors volition see Nu with a semipermanent mindset.