India's Appetite for Crypto SIPs are Growing at a Rapid Rate, Here's How Many Indians are Investing in Crypto Monthly

4 days ago 8

Prashant Jha

Wed, January 7, 2026 astatine 6:46 AM CST 3 min read

Key Takeaways

India’s crypto SIPs surged implicit 60% YoY successful 2025, with CoinDCX adding 572,000 caller plans.
Small monthly investments (Rs 100-500) drove accessibility for retail and first-time investors.
India leads planetary crypto adoption with 119 cardinal users successful 2025, projected to scope 123 cardinal by the extremity of 2026.

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India’s crypto marketplace is experiencing a crisp emergence successful Systematic Investment Plans (SIPs), arsenic much investors opt for disciplined, semipermanent strategies to diversify their exposure to assets similar Bitcoin (BTC) and Ethereum (ETH).

Much similar SIPs successful accepted communal funds, crypto SIPs let users to put small, fixed amounts astatine regular intervals.

In a marketplace known for its volatility, this rupee-cost averaging attack helps creaseless retired terms swings and lowers the unit of trying to clip the market.

According to a report by MoneyControl, crypto SIPs surged implicit 60% year-on-year crossed large Indian exchanges successful 2025.

The surge successful crypto systematic concern plans is driven by first-time retail investors seeking semipermanent gains amid maturing planetary regulations and a bull marketplace successful integer assets.

Major Indian exchanges reported grounds numbers for 2025, highlighting the standard of monthly investments.

Here are immoderate apical speech choices for the crypto SIPs:

CoinDCX: The starring Indian crypto speech created implicit 572,000 caller SIPs successful 2025. This represents a 600% year-over-year summation since it launched the diagnostic successful 2022. The mean monthly concern magnitude was Rs 100 ($12). Most users person opted for small, accordant contributions to physique their positions gradually.
CoinSwitch: The level reported a 59% maturation successful caller SIPs during 2025.
Mudrex: The speech recorded implicit 220% maturation successful SIP openings. A bulk of users started with monthly amounts nether Rs 500. By December 2025, the mean SIP publication roseate to Rs 4,000-6,000 ($45-$66) per month, indicating expanding assurance among participants.
Global Exchanges: Bybit and Binance noted a 25-30% summation successful users adopting dollar-cost averaging (DCA) bots, equivalent to SIPs, with mean monthly contributions of $80-100.

Popular cryptocurrencies for SIPs see Bitcoin, Ethereum, Solana (SOL), and XRP.

BTC is often the apical prime crossed platforms for its relation arsenic a semipermanent store of value.

This absorption connected blue-chip assets underscores a blimpish attack among Indian investors, prioritizing prime implicit high-risk altcoins.

India’s wide progressive crypto idiosyncratic basal stood astatine astir 119 cardinal arsenic of 2025, with transaction volumes reaching $2.36 trillion from July 2024 to June 2025—a 69% year-over-year increase.